iPhone Replacment - Home Insurance Claim


hi

@ bit of loss. have dropped 1st generation iphone , have been offered repair @ £180 or claim replacment on house insurance £100 excess.

thats pretty no brainer me. having trouble getting quote me on replacement. surely because being brought or quoted through insurance company cant made sign new contract do? insurance company doesn't want buy ebay how proceed.

has have been covered elsewhere people having phones stolen or broken.

help?
 



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